When I was 16, I thought by age 20 I would become a millionaire. When I became 20 I was confused because I had $0.20 in my account. When I arrived in 23, I realized that breathing is expensive. I hate paying rent and produce spoils too fast for these stores to charge me to pay for this it!
As a child growing up, conversations about money were limited to my father's signature sayings: "save your money," "you can't do things without money," and "we just ain't got it." Watching my parents deal with financial hardships was detrimental to not only them but our entire household dynamics. It impacted every part of our life. I noticed early on how children, our perception, and experiences, especially in poverty, can shape the way we examine money in our lives.
I also felt as children we overly sacrificed to contribute to the home in ways we couldn't afford.
As a young adult between the ages of 18-21, I found myself in big do-do-do n'ts when it came to my finances.
I mismanaged my credit line.
I gave what I did not have, etc.
I was running from creditors.
In all of my challenges, I did not take the proper initiatives to get transparent and real with my finances and emotions.
So, I sought to educate myself and change the narrative. I desired to figure out how I can become better with my personal finances. Lastly, I was interested in discussing with others how peniaphobia; and living in brokeland, can affect your mental health and willingness to have conversations about money.
Like, what does it mean to live your best life, clean up your finances, and not have to go back and forth with creditors?
How do you live your best life while building a cushion for yourself? What tools can we equip ourselves in our life, wellness, and money journeys to have a healthy future?
I seek to answer these questions here. I decided to create a space that documents and highlights my wins and losses as a Blackass, semi-Brokeass (cause we moving on up to the Eastside), Bougie (because I like nice things) woman. If you can relate to any of these things, this site is for you.'
This space is created for people like you who want to share more of our experiences through brokeland. More importantly, I hope it creates a place of comfort to talk about our failures and success.
Before you start surfing the site, check out Broke Black Bougie's definitions below:
The temporary land for people on the come up.
The land we all aspire to be in while we are living in Brokeland.
Broke language refers to repetitive language that we use to define our Brokeness but does not provide a pathway out of broke land.
When your empty pockets make you sad. Do you know the feeling of being broke and depressed?
Now that you're up to speed, feel free to check out the essays on the site and reach out if you want to connect. Thanks for your love and support.